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Does your organization need a speaker with expertise on financial and community resource topics? Then contact Kingdom CDC today to let us know what you need. We have on staff experts in the field of community development, home ownership, and financial literacy. We also network with other professionals with extensive knowledge in consumer advocacy issues, social services, legal assistance, and many more topics.

Kingdom CDC employees are available for speaking local engagements at no charge. Please call for additional details.

Kingdom CDC has expertly trained and certified Housing Financial Counselors on staff to assist you with improving your money management skills. We provide one on one counseling to individuals who need assistance with spending and goal planning, credit improvement, and asset building. We also facilitate community seminars and workshops on these topics to build consumer awareness of resources and opportunities related to financial fitness.

Please give Kingdom CDC a call to schedule an appointment or check our calendar for an opportunity to attend a workshop.

Loss of a job, increased medical expenses, changing loan terms are some of the many reasons a borrower may face difficulty paying their mortgage. Kingdom CDC assists at-risk and delinquent homeowners with negotiating a solution with their mortgage companies. Our counselors complete a comprehensive assessment of your financial situation and then use our expert knowledge of government and lender programs to advocate with the mortgage company on your behalf. Ask about how President Obama's Making Home Affordable plan, the NC Housing Finance Agency's NC Foreclosure Prevention Fund, or the State Home Foreclosure Prevention Program might assist you.

Preserving home ownership is our primary goal. More than 85% of our clients are able to negotiate a sustainable workout plan with their mortgage companies. When that is not possible, we strive to connect our clients with resources to facilitate a graceful exit and housing transition. The key to success is early intervention, so don't delay.

To schedule a one on one appointment contact the Kingdom CDC office.

The N.C. Foreclosure Prevention Fund™ helps North Carolina homeowners who are struggling to make their mortgage payments due to job loss or temporary financial hardship. For qualified homeowners, the Fund can provide an interest-free loan of up to $36,000 to pay your mortgage and other related expenses for up to 36 months while you search or retrain for new employment. The loan can also be used to bring your mortgage current. If you are currently employed but have a second mortgage that is unaffordable because of a prior job loss or reduced income, the Fund offers an interest-free loan of up to $30,000 to pay off your second mortgage. We offer the Fund in partnership with the N.C. Housing Finance Agency using funds from the U.S. Treasury. The Fund provides assistance at no cost to you. Call to reserve a seat in an upcoming Foreclosure Prevention Orientation Session to see if you might be eligible for this foreclosure prevention assistance.

Sessions are hosted by Kingdom CDC each Wednesday from 10 am to 12 noon in the conference room at 129 N. Main St. Spring Lake, NC 28390. If you are interested in applying for assistance through the NC Foreclosure Prevention Fund, you can click here to view a list of the documents that will be needed when you come in to see your Counselor at Kingdom CDC.

For more information about the program, visit . At this site you can also begin your application online or find participating counseling organizations in other areas.